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NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS
We, our, and us,
when used in this notice, mean Adrian State Bank.
We will tell you the sources of the information we collect about you. We will tell you what measures we take to secure that information. We will tell you what information we share about you with other entities. We will explain what your rights are, and how you can exercise them. If you share an account relationship with someone else, such as a joint account holder or co-borrower, we suggest that you share this information with such persons to ensure that each of you is aware of our policy and your options. We first define some terms: Nonpublic personal informationmeans information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records. Hereafter, we will use the term "information" to mean nonpublic personal information as defined in this section. An affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control. A nonaffiliated third party is a person we do not employ or a company that is not an affiliate of ours. This is also known as nonaffiliated third party, or simply, an "other party". Opt out means a choice you can make to prevent certain sharing of information. We will explain how you can exercise this choice. THE INFORMATION WE COLLECT We collect information about you from the following sources:
THE CONFIDENTIALITY, SECURITY, AND INTEGRITY OF YOUR INFORMATION We restrict access to information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards to protect this information. YOUR INFORMATION AND OTHER PARTIES We may disclose information to other parties. Here are the kinds of information we disclose to these other parties:
You may opt out of the disclosure of the information listed above. Types of Other Parties We may disclose information about you to the following types of other parties:
We may also disclose information about you to other parties as permitted by law. Reasons for Disclosing We may disclose information about you to other parties to provide you with information about additional products and services. INFORMATION ABOUT FORMER CUSTOMERS We do not disclose information about former customers, except as permitted by law. YOUR RIGHT TO BLOCK THE DISCLOSURE OF YOUR INFORMATION Other Parties. If you do not want us to share your information with other parties, you can block the release of certain information. This is known as your right to "opt out". Your decision to block the disclosure of your information will apply to information collected from all products and services you receive from us. If you have obtained one or more products or services jointly, an opt out instruction by any party will be effective for all of that party’s information we have collected and for all information collected in conjunction with the product or service for all other joint parties. If one of you chooses to opt out, no information we have collected about you will be shared, nor will we share information about any other joint party collected in conjunction with the product or service. If you have previously opted out of this sharing of information, that opt out will continue to be effective. You do not need to send us another opt out. If you wish to opt out of the disclosure of your information, you may do so by checking the appropriate box(es) on the Opt Out Notice and returning it to us at the address below. Click here to print the Opt Out Notice You will need Adobe Acrobat Reader to print the notice. If you do not have Adobe you can click here to download a free copy of it. Adrian State Bank
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